HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big ...

Start by seeing how much you could borrow with a HELOC here now. Is a HELOC better than a credit card in 2025? While every homeowner's financial circumstances differ, there's a co ...

It works not unlike a credit card, but the money you're borrowing comes from your home's equity. Home equity is the difference between what your house is worth and the total value of the loans you ...

Prior to Newsweek, Ashley spent almost three years at Bankrate as an editor covering credit cards, specializing in transactional content along with subprime and student credit. A home equity line ...

Your equity equals your home's current value minus the amount you owe on it. You can borrow against this equity, preferably ...

A HELOC works like a credit card, where you can withdraw only what you need and use the money for any purpose. If you need some extra cash, look at the pros and cons of HELOC. A home equity line ...

An expanding HELOC market may create more competition for credit card issuers and alternative lenders. We sat down with ...

At the same time, you can borrow up to 90% of your home’s value, a higher limit than what most HELOC lenders offer. Many HELOCs come with a linked credit card for convenient spending.

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.