Considering borrowing with a HELOC this year? Then start thinking about the answers to these three questions now.

you don't have to sacrifice your home equity to get the loan funds. The application process for personal loans is often faster as well, meaning you can get your cash more quickly. But because ...

Ashley is a lead editor of mortgages and loans at Forbes ... offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

The HELOC application process is similar to applying for other types of loans. The lender will do a check of your credit and ask for documentation showing your income. They'll also likely need to ...

Just be sure to instruct your lender to apply the extra payments to the ... to access the amount of funds when you want, a home equity loan is a second mortgage that allows you to use the equity ...

The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.

Homeowners may be able to easily access the equity in their homes, but these loans have higher interest rates and people risk losing their homes if they miss payments.

Have a home equity loan? Refinancing to a HELOC right now could reduce your interest rate. Here's what to know.

a personal loan. A HELOC uses your home as collateral ... costs you did when you first purchased your home. These include application, attorney and title search fees.