Have a home equity loan? Refinancing to a HELOC right now could reduce your interest rate. Here's what to know.

If your HELOC lender offers a fixed-rate option ... the line of credit before you can get the fixed rate. This might not work ...

Her work has also appeared in various publications ... Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for ...

Experts recommend keeping HELOC borrowing small and short-term to avoid higher payments from rising rates. Consider ...