The industry professionals we interviewed highlight five practical ways to pay less interest on your credit card debt this year: Get a balance transfer card with a 0% APR offer "One of the most ...

Our opinions are our own. A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly.

It’s also possible for rates to fall in the future, which may result in you paying less interest over the life of the loan than if you had taken out a fixed-rate mortgage from the start.

Paying more than the minimum on credit card debt can help you pay down the balance more quickly and pay less toward interest. Lowering your credit card balance also decreases your credit ...