Have a home equity loan? Refinancing to a HELOC right now could reduce your interest rate. Here's what to know.

The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.

Your equity equals your home's current value minus the amount you owe on it. You can borrow against this equity, preferably ...

You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan ...

HELOC repayment periods typically range from ... mortgages are lower than the rate you have with your current mortgage, refinancing could help you pay off your mortgage faster and save you more ...

Caroline BasileMortgages and Student Loans Deputy Editor Caroline Basile ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

Home equity is a valuable financial resource. By definition, it's the difference between your home's value and how much you ...

This in turn impacts the rates consumers pay on their loans, including HELOCs. Lenders add a margin to their HELOC rates as well. So a lender could set its rates based on the prime rate plus 0.50 ...

For homeowners looking to tap record amounts of home equity, the good news could well be ongoing. Bankrate Chief Financial ...