How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

How can I fix my credit myself for free? If you'd like to try raising your credit score on your own, there are ways you can dispute errors on your credit report on your own, set up a system to pay ...

One should obtain his or her free annual credit report to identity the short comings and errors impacting the score. This can ...

Creditors report payments you make on time to the credit bureaus, as well as payments that are 30 or more days late. Payment ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

The best option will depend on your goals and the factors hurting your credit score. Credit repair companies start by getting copies of your credit reports from the major credit bureaus.

A new year means a fresh start, and there’s no better time to take charge of your credit. Whether you’re hoping to qualify ...

Do you know the difference between 550 and 780? Yes, they’re 230 digits apart, but they’re also examples of bad and good ...

credit reporting errors can damage your score with lasting repercussions. The best credit repair companies are those that offer a detailed initial consultation, transparency throughout the process ...

Never fall for any credit repair service to fix your credit score. Therefore, these are some of the steps that one can take to ensure that he or she is able to rebuild his or her credit score ...