With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart ... funds rate to combat inflation. And because interest ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

Certificate of deposit (CD) interest ... you can access the funds and either withdraw them or re-invest them in another account. "It allows you to take advantage of higher rates for long-term ...

CD rates are often impacted by changes in the federal funds rate ... A 6-month CD may be a smart choice if you'd like to earn a competitive interest rate on a short-term, fixed-interest savings ...

Whether you're looking to lock in today's CD rates, maximize your savings returns, or make smart borrowing ... for the next federal funds rate cut. 1. Boost your interest income with a high ...