The outlook for Social Security is gloomy, but you can save now to protect against benefit cuts in the future. If the cuts don't happen, you'll still be better off.

The shift toward 401(k)s and the skyrocketing cost of living caused by inflation has forced many seniors to depend on their Social Security payments. Most Americans underestimate

The Social Security Administration (SSA) has suspended payments to some Americans living abroad. This is because they did not submit a required form called the Foreign Enforcement Questionnaire. The form is needed each year to confirm eligibility for payments outside the U.