Typically, people become eligible for Social Security by working and paying into the program. But that’s not the only path to collecting Social Security in retirement. Even if you never worked, you may be entitled to spousal benefits from Social Security.

Most Americans rely on Social Security to make ends meet, with a 2024 Gallup poll finding that 60% of retirees say their benefits are a "major" source of income. But understanding how the program works -- and maximizing your checks -- is often easier said than done.

If you and your spouse have a nice amount of money saved up, then you may decide that you'll each claim Social Security as soon as you're able to — meaning, at age 62. And if you're the same age, that would have you filing for benefits at the same time.

Losing a spouse is likely one of the hardest experiences someone can go through. Having to deal with financial matters during this time only adds to the stress. Yet it is essential for your own security that this be accomplished.

Spousal benefits, in contrast, max out at 50% of what your spouse (or ex-spouse) collects at full retirement age. If that amount is $2,400, then your spousal benefit could be wort

For his last term in office former President Joe Biden sign a new social security measure to ehance benefits for millions of Americans.

If you’re like most seniors, you’ll rely on  Social Security to provide a good portion of your income once you retire. But, it can be hard to figure out exactly what role Social Security will play in supporting you if you don’t know how much money you’ll get from the benefits program.

Spousal benefits are worth up to one-half of what your partner qualifies for at their FRA. You can claim these benefits early, but you lose 25/36th of 1% per month for up to 36 months and five-twelfths of 1% per month thereafter. There's also no delayed retirement credit for applying for spousal benefits after your FRA.

Although many Americans have traditionally envisioned retirement age as 65, full retirement age is actually 67 for those born in 1960 or later, according to the Social Security Administration

Social Security. We all contribute to that safety net, hoping it will be there when we need it most. Know-how is indispensable when maximizing your Social Security benefits, whether you’re a few years away from retirement or thinking about your golden years.

There aren't many social programs in the U.S. that have had as much of a positive impact as Social Security retirement benefits. For most recipients, it's a well-earned benefit after years of paying Social Security payroll taxes.