May require frequent repayments. Interest rates can be high compared with traditional lenders. Term loan requires business lien. Early repayment doesn’t necessarily save interest costs.

I regularly hear from readers asking for advice about their own situations and challenges. The following is an edited sample ...

Learn about the average 401(k) balance by age, income, and gender, and how this data can inform your retirement savings ...

A new study shows that most retirement-age Americans carry nonmortgage debt, with Texas and Florida metros facing the highest ...

Maxing out your 401 (k) is one of the most challenging steps in the investing order of operations. The contribution limits are high for 401 (k)s — $23,500 in 2025, with an additional $7,500 for those ...

The survey reveals surprising gaps in financial knowledge and the reasons why so many delay tackling their financial goals.

Financial Conduct Authority data reveals significant rise in people in their thirties taking out mortgages with a term of 35 ...

Mortgage borrowers taking out loans that they will still be repaying in retirement have soared by 156% in the last five years ...

Those taking out a mortgage for 35 years or more from the age of 36 will be at least 71 when it is fully repaid, meaning ...

TENS of thousands of people face paying off their mortgages well past state pension age after taking out long terms later in ...