A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards usually don't have lucrative rewards or a variety of card perks, but their ...

How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

A healthy credit score is crucial for loan eligibility and securing low interest rates. Although a 200-point increase in 30 ...

you can take control of your credit and rebuild your score step by step. In this article, we’ll share a DIY credit repair guide that breaks down how credit works, highlights common obstacles ...

How can I fix my credit myself for free? If you'd like to try raising your credit score on your own, there are ways you can dispute errors on your credit report on your own, set up a system to pay ...

One should obtain his or her free annual credit report to identity the short comings and errors impacting the score. This can ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

Creditors report payments you make on time to the credit bureaus, as well as payments that are 30 or more days late. Payment ...

and they can do some serious damage to your credit score. I’ll let you in on some of the most common credit report mistakes and what you can do to fix them. The three credit reporting agencies ...

The best option will depend on your goals and the factors hurting your credit score. Credit repair companies start by getting copies of your credit reports from the major credit bureaus.

A new year means a fresh start, and there’s no better time to take charge of your credit. Whether you’re hoping to qualify ...

Never fall for any credit repair service to fix your credit score. Therefore, these are some of the steps that one can take to ensure that he or she is able to rebuild his or her credit score ...