Next-door neighbors lost their near-identical homes in a California wildfire, but how they are navigating rebuilding is a ...

The California program was created to protect urban neighborhoods. Now it’s become an incentive to build in fire-prone areas.

The nation’s growing home insurance crisis is in the spotlight as California homeowners begin the long road to rebuilding ...

State Farm’s move comes as California’s insurance sector faces an unprecedented crisis. Last year, the company opted not to ...

It was a grueling routine. For months after their home burned down in the 2021 Caldor Fire, Jennifer McKim-Hibbard and her husband would wake up and call the California FAIR Plan. They would navigate ...

A firefighting plane makes a drop on a burning home in Pacific Palisades on Jan 7. (Brian van der Brug / Los Angeles Times) ...

SAN DIEGO — As wildfires continue to ravage Los Angeles County, concerns are mounting over the financial capacity of California's insurer of last resort, the FAIR Plan, to handle what will ...

To remain solvent, California’s Fair Plan may turn to its member insurers for financial help and prompt them to levy surcharges on policyholders. The California FAIR Plan Assn., the state’s ...

LOS ANGELES — The California FAIR Plan Association, the state's property insurer of last resort, was born of smoldering ashes — not of a wildfire, but of one of the worst urban disturbances in ...

It's often used as a last resort option, and California's FAIR plan has become a critical safety net as private insurers retreat from the state's high-risk market. A recent rule change enables ...

ALTADENA, Calif.—A little-noticed rule change last year by California’s insurance regulator will likely shift a large chunk of the cost of the Los Angeles wildfires to homeowners across the state.

SAN FRANCISCO (KGO) -- What happens if the California FAIR Plan goes under in the wake of the devastation in Los Angeles? And what impact could it have on the 8.7 million policyholders across the ...