Close to half a million Californians use the FAIR plan for their homeowners’ insurance coverage. From September 2023 to ...

That’s enough to kick the plan’s strained finances further into crisis mode, increasing the chances that homeowners statewide ...

California’s insurer of last resort reported that claims now are high enough to trigger “reinsurance” payments from back-up ...

The nation’s growing home insurance crisis is in the spotlight as California homeowners begin the long road to rebuilding ...

Next-door neighbors lost their near-identical homes in a California wildfire, but how they are navigating rebuilding is a ...

The California program was created to protect urban neighborhoods. Now it’s become an incentive to build in fire-prone areas.

It’s one thing to fix your home after something basic has gone wrong, but it’s a different beast to rebuild and recover after ...

More than 4,400 fire-affected homeowners in Los Angeles County have filed insurance claims with the state’s insurer of last resort — the California FAIR Plan. That’s enough to kick the plan ...

If the state-created insurance pool runs out of money, it can invoke payment mechanisms that can affect virtually every insured home and building owner in the state. The FAIR Plan provides ...