With so much equity available, you might consider borrowing against it with a HELOC as an affordable option. These credit ...

Both HELOCs and home equity loans turn your home equity into cash, but that's done differently for each. With home equity ...

For reference, it also helps to know what they could look like if they rise by that same amount, should economic factors ...

The interest rate on a HELOC tends to be lower than rates on credit cards and personal loans. Lenders use your combined-loan-to-value ratio, or CLTV, to decide if you have enough equity for a HELOC.

Prior to Newsweek, Ashley spent almost three years at Bankrate as an editor covering credit cards, specializing in transactional content along with subprime and student credit. A home equity line ...

A HELOC works like a credit card, where you can withdraw only what you need and use the money for any purpose. If you need some extra cash, look at the pros and cons of HELOC. A home equity line ...

It works not unlike a credit card, but the money you're borrowing comes from your home's equity. Home equity is the difference between what your house is worth and the total value of the loans you ...

HELOCs and home equity loans became (slightly) less affordable in the most recent week. The $30,000 home equity line of ...

While a home-equity loan is a one-time withdrawal you pay back in equal installments, HELOCs are revolving credit lines (like a credit card) you can pull from over a set period. We chatted with ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

Because of this, home equity loans often come with lower interest rates than unsecured borrowing options like personal loans or credit cards. Yet home equity loans are secured loans that use your ...