Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

One of the cheaper ways to borrow, however, remains via a home equity loan. Interest rates on the product have declined ...

With the Fed pausing interest rates, prospective borrowers may be contemplating the short-term future of interest rates.

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

A home equity loan could provide the funding you need in an emergency in 2025, but there are pros and cons to know.

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

HELOCs and home equity loans became (slightly) less affordable in the most recent week. The $30,000 home equity line of ...

Mortgage interest rates slipped lower over the past week, settling at the lowest level of 2025, but remaining elevated enough ...

How do HELOC rates work? HELOCs usually come with variable interest rates. This means the rate you pay could change periodically, causing your monthly payment to go up or down. Depending on your ...

Equity-rich homeowners are opting for HELOCs because these lines of credit come with variable interest rates and are tied to ...

A simple rule can prevent you from overdoing it with a home equity line of credit: Don't borrow a lot, and don't borrow for ...

If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.