Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

A combined loan-to-value ratio (CLTV) includes all of the loans you have on your property, including first and second mortgages. You'll receive the funds for your home equity loan in a lump sum ...

A second mortgage allows homeowners to borrow against the equity in their home, providing access to funds for expenses like ...

If you own your home, your home equity may make it possible to access a significant amount of money when you need it. In fact, the average homeowner has around $206,000 of tappable equity in their ...