Considering borrowing with a HELOC this year? Then start thinking about the answers to these three questions now.

If the Fed indicates additional rate cuts to come in the winter or spring, HELOC rates may fall in anticipation of that action. But if it looks like rates will remain paused, HELOC rates may stay ...

Commissions do not affect our editors' opinions or evaluations. If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access the cash you need.

A simple rule can prevent you from overdoing it with a home equity line of credit. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

HELOC rates are a little higher than current mortgage rates, but they could still allow a homeowner to save money on borrowing for construction costs or consolidating debt when compared to ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

With that in mind, take an old-timer's advice on using a variable-rate home equity line of credit: "Don't borrow a lot, and don't borrow for long." That guidance comes from Lou Barnes, who retired ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

If you don’t have cash lying around and don’t want to wait until you’ve saved it, you might be interested in using a home equity loan to purchase investment property. While you can use the ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...