The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...

A few superstars return to action at Randwick on Saturday and I think there's a good thing in one of the feature races.

You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.