If you can convince lenders of your reliability as a borrower, you can usually score a lower mortgage rate. That means building up your credit scor...

Mortgage rates tend to rise when the country’s overall economic outlook is positive. In those times, more people want to buy homes and borrow money...

If you have damaged credit, are carrying a heavy debt load and are having trouble saving money, a mortgage should not be on your radar. It’s better...

Finding the best mortgage rate for your area and for a person with your credit score has never been easier — in fact, you can get personalized mort...

An interest-only mortgage allows borrowers to pay only the cost of their loan for a set period of time, often five to 10 years. When that term is u...

Mortgage rates can change constantly. Not weekly, not daily, but from hour to hour. Locking, or committing to, a rate with your mortgage lender gua...

You bet there is. By paying fees called discount points, you can effectively “buy down the rate” of your loan. A point will cost you 1% of your loa...